| Provider | Coverage Types | Limits | Conditions |
|---|---|---|---|
| RuPay Plat/Select | Acc. death/disability | Up to ₹2 lakh | Card active 45–90 days |
| SBI Debit Cards | Acc. death + Purchase Protection | ₹2–10 lakh | ≥1 transaction past 90 days |
| HDFC Debit Cards | Acc. death, Air accident | ₹5–20 lakh + ₹1–3 cr | ≥1 POS/on‑line transaction past 30 days |
| AU Small Finance | Acc. death, Air accident, Card fraud, Purchase | ₹10 lakh + ₹1 cr + ₹50 k | Default for all cards |
| ICICI Bank Account | Accidental & Air death | ₹50 k to ₹3 cr | Salary/incoming credits required |
| PMSBY (Govt) | Acc. death/disability | ₹2 lakh | ₹20/yr, auto-debit |
| PMJJBY (Govt) | Death from any cause | ₹2 lakh | ₹330/yr, Aadhaar-linked |
✅ How to Claim
- Ensure your card/account was active (transactions, credits) per T&C.
- Notify your bank immediately after the incident.
- Submit documents: FIR/death/mortality reports, purchase invoices (for purchase protection), transaction proofs.
- Bank processes via group policy—no separate policy number required
***It is available almost in Banks’ Debit cards. Pls enquire in your bank if your Debit card/Bank not listed below.